Banking · Finance
Banking and capital markets lawyers in Hannover, Germany
Structuring financing, resolving disputes with banks, raising capital compliantly: we advise companies, founders and investors.
Financing, security and capital raising
Loan agreements, security packages and covenants contain provisions whose significance often only becomes apparent in a crisis. Raising capital via investors, subordinated loans or crowdfunding is subject to regulatory and liability rules.
We advise on financing agreements and security, represent companies in loan terminations and disputes with banks and structure investment and loan models. A particular strength: we understand the valuation and use of intangible assets – trademarks, patents and software are increasingly used as collateral.
Our banking and capital markets services
Typical cases from our practice
What mandates in this area often look like – from the first call to the solution.
Bank terminates credit line
Situation: After a weak quarter, the house bank terminates a trading company’s credit line at short notice.
Our approach: We review the grounds and notice period, negotiate a standstill and support the refinancing.
Trademarks as collateral
Situation: A consumer goods manufacturer wants to use its trademarks as security for growth financing.
Our approach: We structure the security transfer with a licence-back, align it with the bank and arrange registration.
Capital raising via subordinated loans
Situation: A start-up wants to raise capital from customers and supporters.
Our approach: We review licensing and prospectus requirements and draft subordination clauses and the information sheet.
Note: These examples are anonymised, typical scenarios. They do not describe specific mandates and do not promise any outcome – every case is assessed individually.
Four steps to a solution
Your contacts
Depending on the matter, we combine attorneys and – where technology is involved – patent attorneys in one team. All our lawyers advise in English.
Dipl.-Ing. Michael Horak, LL.M.Attorney · Certified Specialist in IP Law · Certified Specialist in Copyright & Media Law
Andreas FriedleinAttorney
Stefan KarfusehrAttorney
Detailed profiles are available in German.
Frequently asked questions
Can the bank simply terminate my loan?
Banks have contractual and statutory termination rights, for example in case of a material deterioration of financial circumstances, but must respect the contract and notice periods.
Can patents or trademarks serve as collateral?
Yes, IP rights can be transferred or pledged as security; robust valuation and continued use by the company are key.
Do I need a prospectus for crowdinvesting?
Not always. Exemptions and simplified information sheets apply under certain conditions, which must be strictly met.
Your lawyer for Banking & Capital Markets in Germany
Tell us about your matter. We usually reply within one business day – faster where deadlines apply.
Georgstrasse 48 · 30159 Hannover · Germany
Phone +49 511 35 73 56-0
Email hannover@fachanwalt-hannover.com
Mon–Thu 8:00–17:30 · Fri 8:00–17:00 (CET) · Video meetings available